意外遭遇
3.Geopolitical strategists who were overtaken by events in the Middle East.
4.Having or susceptible to having a greater than average number of accidents or mishaps.
5.I understand that the above course/activity may involve physical exercise and adventurous training, and agree that the Hong Kong Air Cadet Corps and its members shall not be responsible for accidents or injuries, if any, occur to me during the training.
6.Otherwise, the protection under the F. P. A. clause will be almost identical with that offered by the W. P. A. clause, because in the event of maritime accidents encountered in transit, such as stranding, fire, explosion or collision , both clause will cover particular average losses in full.

