credit country
4.Through demonstration analysis based on bankruptcy financial organ credit risk, it is indicated county territory financial organ finance ecology the inferiority mainly should belong to faultiness of the system, key is the control system is not standard, Including faultiness of administrative system, credit system, legal system and credit system, thus these caused a series of questions occurrence in credit risk our country.
5.Consumer Credit Code of Australia provides references to the consumer credit legislation of our country in protecting of consumer benefits, improving consumer credit business, guaranteeing the consumer credit contract, as well as relationship among consumer credit business, consumption provider and consumer.
6.The significance of developing comsumer credit is expaciated,and restrication factors is also analyzed in detail in this paper. Furthermore,some basic countermeasures for developing consumer credit in many aspects are put foward,such as improving income distribution system,setting up personal credit system,consummating accessary system,developing country credit market,and building financial service system,etc.


