1.Effect of 3, guarantee slip answer: After guarantee slip invalidation, in 2 years in, you can apply for to deal with effect of guarantee slip answer.
保单复效:保单失效后,在二年之内,您可以申请办理保单复效。收藏指正
2.Because once guarantee slip invalidation, oneself hope gotten safeguard was done not have.
因为一旦保单失效,自己希望得到的保障就没有了。收藏指正
3.The kind that carries an agreement in time according to contract requirement to insurance cost of insurance company pay, lest appear the situation of guarantee slip invalidation.
按照合同要求及时通过约定的方式向保险公司缴纳保费,以免出现保单失效的局面。收藏指正
4.Insurance of share out bonus is the profit that points to insurance company to manage its actually a generation, undertake to guarantee slip holder by certain proportion divider birthday is sure.
分红保险是指保险公司将其实际经营所产生的盈余,按一定比例向保单持有人进行分配的人寿保险。收藏指正
5.The main feature with safe share out bonus depends on: Policy-holder assures a benefit besides what can get guarantee slip sets outside, return the operation result that can enjoy insurance company.
分红保险的主要特征在于:投保人除了可以得到保单规定的保证利益外,还可以享受保险公司的经营成果。收藏指正
6.Again, insurance company sends report of outstanding achievement of a share out bonus every year to guarantee slip holder, insurance company and client share the operation result of insurance company jointly.
再次,保险公司每年向保单持有人寄送一份分红业绩报告,保险公司与客户共同分享保险公司的经营成果。收藏指正
7.Loan of 7, guarantee slip: If you are cast,be badly in need of spending money, the insurance contract of the cost of money that already can have applies for loan to insurance company for impawn.
保单借款:假如您投保后急需用钱,可以已具有的现金价值的保险合同为质押向保险公司申请借款。收藏指正
8.Insurance of share out bonus is to point to insurance company the profit that its price of excel of actual operation result assumes, have new product of divider life insurance to guarantee slip holder by certain proportion.
分红保险是指保险公司将其实际经营成果优于定价假设的盈余,按一定比例向保单持有人进行分配的人寿保险新产品。收藏指正
9.Once policy-holder appears economic problem, when financial insolvency insurance cost, can choose 4 kinds of processing techniques, it is Qing Dynasty of the capture that reduce the specified number; 2 it is exhibition period insurance cost; 3 it is break down guarantee slip; 4 it is to deal with retreat protect.
投保人一旦出现经济问题,无力支付保费时,可以选择四种处理方法,一是减额缴清;二是展期保费;三是中止保单;四是办理退保。收藏指正
10.Can say, the cost of money of insurance policy is place of birthday danger guarantee slip is peculiar, cast for a long time to policy-holder protect and the interest that protects place to make is withdrawn before expire plan raise allowance, when the inevitable hour that is equivalent to a bank so deposits money to take a money ahead of schedule before maturity, although loss certain interest, but still than at the outset the argument with capital and current tall summary is same, already just was opposite before capture is expended of each a particular year those who cancel the gain when protecting return returned insurance cost to have accurate agreement.
可以说,保险单的现金价值是寿险保单所特有的,对于投保人长期投保并在到期前退保所制定的利息计提补贴,这样就相当于银行的死期存款在到期日之前提前取款时,虽然损失了一定的利息,但仍然较之当初的本金和活期要略高的道理一样,只不过在缴费之前就已对每一年份的退保时所得的返还保费都进行了精确的约定。收藏指正
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