policy-holder
7.Accordingly, " insurance law " regulation, insurant or policy-holder can change beneficiary beneficiary.
8.If the underwriter did not put forward,enquire, policy-holder need not be informed.
9.Basis " insurance law " regulation, insurant or policy-holder has authority to appoint beneficiary beneficiary.
10.Insurance broker is the interest that is based on policy-holder, for policy-holder and underwriter (insurance company) conclude insurance contract provides intermediary service, and lawfully the unit of collection commission.

